KI finance

It is no question anymore, whether you need to change; the only question is whether you are fast enough*

*Cay von Fournier

Solutions for „Next Generation Banking & Financial Services“ – driven by people & technology

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1. Progress

Technological progress establishes itself in the operating environment of the customer (eg. Apps for access to finance or PayPal in the field of e-commerce).

2. Market Entry

New entrants change or replace established fields of banking with modern technologies and build new business models.

3. Changes

New players gain first successes at the expense of the bank’s services and business models.

4. Displacement

Shift of market shares in favor of successful new actors.

5. Consolidation

Players new to industry have established themselves, others disappear from the market. New alliances emerge and innovate new solutions.

The well-known market environment

Old World : Potential exploitation in the popular action environment – predatory competition

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The new market environment

New World: New actors penetrate into the core business

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Opportunities for new players

Why are parts of the core business of banking and financial services so interesting for the internet giants?

  • Google, Apple, Facebook and Amazon (“Big Four”) want to bind as many people to its ecosystem (Lock In).
  • They are positioned financially strong
  • Many existing customers ensure market relevance
  • Growth in new business
  • Technical efficiency and homogeneous systems
  • Possibility of comprehensive data analyzes (Big Data)

Why are parts of the core business of banking and financial services so interesting for the internet giants?

  • The rapid penetration of new technologies offers new FinTech actors good opportunities for market entry.
  • Master new technologies
  • Are fast and innovative
  • Try to, make mistakes and learn
  • Accommodate their products and business models to the market needs

Relevant banking services

Simple and not knowledge-intensive banking services that are rapidly modified and offered by new actors

englisch_slide5

Solutions for „Next Generation Banking & Financial Services“ – driven by people & technology

englisch_slide1

1. Progress

Technological progress establishes itself in the operating environment of the customer (eg. Apps for access to finance or PayPal in the field of e-commerce).

2. Market Entry

New entrants change or replace established fields of banking with modern technologies and build new business models.

slide1_bg

3. Changes

New players gain first successes at the expense of the bank’s services and business models.

4. Displacement

Shift of market shares in favor of successful new actors.

5. Consolidation

Players new to industry have established themselves, others disappear from the market. New alliances emerge and innovate new solutions.

The well-known market environment

Old World : Potential exploitation in the popular action environment – predatory competition

slide-two-mobile

The new market environment

New World: New actors penetrate into the core business

mobile-slide-3

Opportunities for new players

Why are parts of the core business of banking and financial services so interesting for the internet giants?

  • Google, Apple, Facebook and Amazon (“Big Four”) want to bind as many people to its ecosystem (Lock In).
  • They are positioned financially strong
  • Many existing customers ensure market relevance
  • Growth in new business
  • Technical efficiency and homogeneous systems
  • Possibility of comprehensive data analyzes (Big Data)

Opportunities for new players

Why are parts of the core business of banking and financial services so interesting for the internet giants?

  • The rapid penetration of new technologies offers new FinTech actors good opportunities for market entry.
  • Master new technologies
  • Are fast and innovative
  • Try to, make mistakes and learn
  • Accommodate their products and business models to the market needs

Relevant banking services

Simple and not knowledge-intensive banking services that are rapidly modified and offered by new actors

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Current news from our team

Always up to date


Über die ungewisse Zukunft der Mobilfunkanbieter

Meine Meinung über die Zukunft der Mobilfunkanbieter Vielleicht liegt es in der Natur der Sache, dass immer wieder erfolgreiche und große Unternehmen mit dem Wandel der Zeit nicht klar kommen und eine notwendige Neuausrichtung entweder erst gar nicht oder nur halbherzig angehen (weiterlesen auf mobilbranche.de)

The post Über die ungewisse Zukunft der Mobilfunkanbieter appeared first on Maik Klotz .


Warum du auch in Deutschland schon bald mit Apple Pay bezahlst

Meine Analyse zum kommenden Start von Apple Pay Erwartungsgemäß hat Apple Pay das Feld für mobile Bezahlverfahren in nur wenigen Monaten von hinten aufgeräumt. Nur in Deutschland wartet man bis heute vergeblich auf die Innovation aus Cupertino. Glaubt man aktuellen Indizien, ändert sich das aber schon sehr bald.. (weiterlesen auf t3n.de)

The post Warum du auch in Deutschland schon bald mit Apple Pay bezahlst appeared first on Maik Klotz .


KI finance News:

Focus of our portfolio

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Strategy

Support Top Level


Strategy process


Sparring partner decision maker

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Digitization

Development and implementation of digitization solutions


Support regarding selection of technology

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Venturing/Incubation

Setup Venturing


Startup activities


Accelerator programs


Hackathons

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People

Help staffing (internal/external) with FinTech experts/executives

Management Team

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Steffen Braun

COO
Technology expert and visionary

„Makes technological visions become reality“

More

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Karl im Brahm

Partner
Banking and securities expert

„Accompanies the Top-Management“

More

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André M. Bajorat

Partner
FinTech- and payment expert, founder figo

„Works on the banking of the future“

More

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Maik Klotz

Senior Consultant
Expert Design Thinking

„Designs customer loyalty“

More

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Jens Kohnen

Managing Consultant
Payment Expert

„Designs and implements digital business models"

More

team_KIB

Andrei Martchouk

Senior Expert
Blockchain and Payment Expert

„Develops new payment approaches"

More

team_KIB

Kayvan Nikjou

Senior Advisor Ecosystems KI group
Entrepreneur, Mentor, Advisor

„Win or learn, never loose."

More

Private Equity

datminr

Seed Investor


Raised another $130 million in funding


Valuation at $ 700 million


Real- time evaluation of Twitter Streams[:]

datminr

Co-Founder


Central account structure – web and app


Individually and quickly implemented[:]

datminr

Co-Founder


Self-service and branch management


Profiles with all relevant information

datminr

Co-Founder


Technology Solution Provider


Mobile Payment


Investors Metro AG/t-venture

datminr

Investor


P2P market leader in Germany


More than 300 Mio. EUR brokered loans[:]

datminr

Investor


Online insurance claim solution


Real-time incident report by customers smartphone


Direct Payment to customer or repairer